Kalamin Riba
Nemo dukan adadin kudi da lissafin riba mai sauƙi.
Yaya ake lissafa?
Riba = Asalin kudi × Rangwamen shekara × (Tsawon lokaci ÷ 12)
Misali: 10,000 × 20% × (12 ÷ 12) = 2,000
Karin bayani akan wannan lissafin
Riba ita ce kuɗin rancen kuɗi, ko kuma kuɗin shiga da ake samu ta hanyar ajiya, yawanci ana bayyana shi azaman kashi na shekara. Wannan kalkuleta yana aiki da sauƙin sha'awa a cikin zaɓin lokaci.
Ana ƙididdige riba mai sauƙi kawai akan ainihin adadin, wanda ake kira babba, ta amfani da dabarar sha'awa tana daidai da lokacin ƙimar lokutan manyan lokuta. Domin ba ta haura, riban da ake samu ko biya iri daya ne a kowane lokaci. Wannan yana sa ya zama mai amfani ga ƙididdigar ajiya mai sauri, ƙididdigewa da lamuni na gajeren lokaci.
Tambayoyin da ake yawan yi
Ta yaya ake ƙididdige riba mai sauƙi?
Riba yayi daidai da babba wanda aka ninka ta adadin shekara da kuma lokacin cikin shekaru. Don 10,000 a 20% na shekara guda, riba shine 2,000.
Menene bambanci tsakanin sauki da kuma hadadden sha'awa?
Ana ƙididdige riba mai sauƙi akan babba kawai, yayin da ake ƙididdige riba mai yawa akan babba da ribar da aka riga aka samu.
Ta yaya zan yi amfani da watanni a lissafin?
Maida watanni zuwa shekaru ta hanyar raba goma sha biyu. Misali, watanni 6 rabin shekara ne.